Resolution Life has entered into a flow reinsurance agreement with Taiju Life to enhance the crediting rate of its AUD denominated endowment product, marking a significant collaboration in Japan's life insurance market.

Information on the Target

Resolution Life has recently announced a flow reinsurance transaction with Taiju Life Insurance Company Limited ("Taiju Life"), a member of the Nippon Life group and a prominent insurer in Japan. This strategic partnership aims to address the unique requirements of Taiju Life by enhancing the crediting rate of its AUD denominated endowment product, which is distributed through a tied-agent network. Resolution Life’s capabilities across various product types and distribution channels enable this tailored solution, demonstrating their expertise in meeting the evolving needs of life insurers.

This marks Resolution Life's second flow reinsurance transaction in Japan and its third overall in Asia for the year 2025. The transaction underscores Resolution Life's commitment to working closely with life insurance companies in the region to provide specialized reinsurance solutions that foster long-term growth and security for policyholders.

Industry Overview in Japan

The life insurance industry in Japan is one of the largest and most sophisticated globally. With a market heavily influenced by demographic factors, including an aging population and declining birth rates, the ind