CVI has invested in SMEO, a Polish fintech specializing in factoring services for SMEs, by purchasing bonds valued at up to 40 million PLN to support its growth and market expansion.

Target Information

SMEO is a prominent fintech company in Poland that specializes in providing factoring services, aimed at small and medium-sized enterprises (SMEs). The company has developed a strong and strategic offering tailored to the needs of this crucial segment of the Polish economy. With a capable and experienced management team, SMEO is poised for growth and has a clear developmental roadmap to enhance its service offerings.

This deal, which involves the issuance of bonds worth up to 40 million PLN, is structured to provide long-term funding to SMEO, with an initial tranche of 20 million PLN raised in May 2025, to be repaid over a period of 3.5 years. These funds will enable SMEO to further develop its factoring services, deepen collaboration with cooperative banks, and improve access to financing for micro and small firms in local communities.

Industry Overview in Poland

The fintech industry in Poland has experienced significant growth in recent years, driven by technological advancements and a booming economy. Fintech companies have emerged as vital players in provid