Intrust has acquired Carol System, a system development company, to enhance the digitalization and automation of its guarantee services operations.

Target Company Overview

Intrust, a Japanese company specializing in guarantee services including rent payment guarantees, medical cost guarantees, and nursing care cost guarantees, has announced its acquisition of Carol System Co., Ltd. This subsidiary, based in Shibuya, Tokyo, has over 30 years of experience in the development of web systems and business applications. By incorporating Carol System into its operations, Intrust aims to enhance the digitalization and automation of processes related to guarantee contract applications, evaluations, and contract management, ultimately leading to improved operational efficiency.

As of the fiscal year ending May 2025, Carol System reported a revenue of 1.25 billion yen, an operating income of 320 million yen, and net assets amounting to 327 million yen. This strong financial performance positions Carol System as a valuable addition to Intrust’s portfolio.

Industry Overview in Japan

The guarantee services industry in Japan is experiencing significant growth, driven by an increasing demand for financial security solutions. The aging population and rising medical costs have led to a notable expansion in medical cost guara